Pradhan Mantri Jan-Dhan Yojana (PMJDY)

Empowering Every Indian with Access to Banking

The Pradhan Mantri Jan-Dhan Yojana (PMJDY) is a national mission to ensure financial inclusion for every citizen of India. Through Pay Point India, individuals can open zero balance bank accounts and gain access to banking, insurance, and pension services right from their local outlet.

Benefits of PMJDY Account

  • Zero Balance Savings Account
  • Free RuPay Debit Card
  • ₹2 Lakh Accidental Insurance Cover
  • Access to Direct Benefit Transfers (DBT)
  • Overdraft Facility up to ₹10,000
  • Life Insurance up to ₹30,000 for eligible account holders

Documents Required

To open a PMJDY account, customers need to provide any one of the following:

  • Aadhaar Card
  • Voter ID
  • PAN Card
  • Driving License
  • Passport

Become a PMJDY Service Point

Partner with Pay Point India to provide PMJDY services in your area. Earn commissions while helping your community access essential financial facilities. Training and technical support are provided to every agent.